Pay using Snap Finance

The application process is simple, takes around 5 minutes for you to complete, is carried out online and you will receive a decision made within 30 seconds of completion.

Who are Snap Finance?

Snap Finance offer point of sale loans that are up to 24 months in term. With their Pay in 4 option, if you settle your loan within 4 months, then any interest you will have accrued will be cancelled! 

They are flexible and your payments can be too. If life happens, you can just continue with your minimum payments over the full term. 

Check your eligibility without affecting your credit score! 

(Please note: A hard credit search will be required at point of completion of your loan)

What is Pay in 4?

All Snap Finance loans come with the Pay in 4 option! If you repay the full amount back in 4 monthly instalments then any interest will be cancelled. If payday is right around the corner but your purchase can't wait, let Snap pay for it, then settle within 4 months!  

*Interest is charged from the day your loan starts and will only be cancelled if you pay off the whole balance within the Pay in 4 period. 

Eligibility criteria

Please take a look at the criteria below that make you eligible for Snap! Finance load today:

  • Be over 18 years of age.
  • £200+ income per week (Benefits accepted as income).
  • Valid debit card to set up a direct debit.
  • Be a UK resident.
  • £15 deposit to be paid by credit or debit card.

There is a minimum £15 deposit if you're approved, but you won't need to pay that until you've chosen your items and are ready to sign the agreement. This will be deducted from the total amount of the loan! 

    Further Questions?

    Feel free to give us a ring on 0330 124 4323 or chat with one of our sofa experts online. We would be happy to answer any questions you might have.

    How Much Does It Cost?

    Whether you’ve been coveting one of our stylish corner sofas, a luxurious armchair, or a new sofa set why not make budgeting for it a little more flexible.

    Representative Example: Cost of Goods £915, Deposit £15, Amount of Credit £900, Annual Fixed Interest Rate 53.30&, Weekly Payment £14.22, Term 104 weeks, Total Payable £1493.88, Representative APR 69.9%

     

     

     

    KC Sofas Limited trading as Affordable Home Store is an Appointed Representative of Snap Finance Ltd who is authorised and regulated by the Financial Conduct Authority (Firm reference number 741813. The Register is available here.). Snap Finance Ltd’s permissions as a Principal Firm Allows KC Sofas Limited trading as Affordable Home Store to act as a credit broker, not a lender. Snap Finance Ltd act as the lender.  Credit Subject to status. Terms and conditions apply. Snap Finance Ltd is a company registered in England and Wales. Company Number 08080202 Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 OAB.
    Affordable Home Store is a trading style of KC Sofas Limited. KC Sofas Limited is authorised and regulated by the Financial Conduct Authority. We are a credit broker and not a lender and offer credit facilities from a panel of lenders. 
    FRN No. 784938. Company registration No. 09773680. Registered in England and Wales. Registered office - 52 Long Lane, Carlton-In-Lindrick, Worksop, Nottinghamshire, United Kingdom, S81 9AL.